The Goldfinch

by

Donna Tartt

The Goldfinch: Part 4, Chapter 9 Summary & Analysis

Summary
Analysis
Eight years pass. Theo is walking up Madison Avenue, feeling “upset and preoccupied,” when he hears someone call his name. The man is wearing shabby but preppy clothing, with the look of “privilege gone wrong.” He reintroduces himself as Platt Barbour. Whereas previously Platt had an arrogant, boisterous look, he now appears anxious and exhausted. When Theo asks about Platt’s life, Platt replies that he is living in the city and has just started a new job at an academic publishing house. Theo asks after Andy, saying the last he’d heard was that Andy had an astrophysics fellowship at MIT. Platt replies that Andy is dead—he and Mr. Barbour drowned in a sailing accident five months ago.
The deaths of Andy and Mr. Barbour provide a hugely important turning point in the narrative. When Theo lived with the Barbours, they had a quality of seeming almost untouchable, in large part thanks to their wealth, privilege, and power. It was obvious that they struggled to relate to Theo’s experience of grief. However, now Theo and the Barbours are united by the shared experience of loss.
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Theo is dumbstruck. He had often thought of calling Andy, but never got around to it. Platt apologizes for telling Theo so bluntly on the street, and suggests they get a drink nearby. He takes Theo to an almost empty bar, and explains that Mr. Barbour had bipolar disorder. His first manic episode happened while he was at Harvard Law; he’d started a fire on the street and was arrested. After he married Mrs. Barbour and started taking medication his condition stabilized. As a younger man, he’d spent enormous sums of his family’s money and got into “trouble” with underage girls. Yet after being better for a while, he became ill again, behaving in an erratic, destructive manner. 
Platt’s honest explanation of Mr. Barbour’s history of mental illness is the first proper indication of how much the two deaths have transformed members of the Barbour family. Before, the Barbours used the euphemism of “exhaustion” to discuss Mr. Barbour’s health issues, and where possible tried to avoid mentioning it at all. However, the deaths of Andy and Mr. Barbour have evidently made Platt value openness and honesty.
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Platt explains that the true nature of Mr. Barbour’s condition was kept hidden from the children. They sent Platt off to boarding school at an extremely young age, pretending it was to benefit his own growth. While Platt was away, Mr. Barbour spent time in a mental institution, where he received electroshock therapy. The problems developed again “a few years ago.” He became intensely paranoid, and frequently created public disturbances. He spent more time in a mental institution, and after being discharged “was never quite the same.” Six months ago he took a leave of absence from work to spend time in Maine, and because Andy was nearby in Boston he went to spend time with him.
Platt’s explanation about being sent off to boarding school extremely young so he wouldn’t witness his father’s mental health problems prompts reconsideration of Theo’s earlier labelling of the young Platt as “a bit of a psychopath.” Whereas Platt undoubtedly behaved badly, here it becomes clear that this was probably because he knew something was wrong and was upset about being sent away from his family while still only a child.
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Platt explains that Mr. Barbour’s condition led him to go out sailing in dangerous conditions. He reminisces about how Mr. Barbour was obsessed with the water, then mentions that Mr. Barbour’s own sister—whom Kitsey is named after—also died by drowning. Platt reflects that Mr. Barbour felt “immortal” on the water. At the time of the accident, Andy and Platt were both staying with Mr. Barbour in Maine. When Platt had arrived, Mr. Barbour was already deep into a manic episode and Andy had locked himself in his room to avoid him. 
It is especially strange that Mr. Barbour should have felt immortal on the water considering his sister drowned. Yet this detail highlights an important idea in the novel: brushes with death often have the impact of drawing a person toward death, particularly if they experienced the loss of a loved one.
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Quotes
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On the day of the accident, Mr. Barbour, Platt, and Andy all went out on the boat together. Mr. Barbour fell in the water first, followed by Andy. Mr. Barbour’s mania meant that he’d grown skinny from not eating, which led him to die of hypothermia in the water. Andy, meanwhile, somehow escaped his lifejacket and drowned. Now, Platt miserably reflects on how cruel he always was to Andy and says he’ll “never forgive [him]self.” Theo thinks about the “torture” to which Platt subjected Andy, and how Andy was convinced that Platt wanted to actually kill him. Platt asks that Theo come to see Mrs. Barbour, and although Theo is hesitant, Platt insists.
Theo’s reflection about Platt’s poor treatment of Andy shows that Theo is not the kind of person to sugarcoat reality. Even though it is moving and tragic to witness Platt be so overwhelmed with regret about his treatment of Andy, this still does not change the truth, which is that Platt treated Andy is an unbearably cruel manner.
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When they arrive at the Barbours’ apartment, Platt steers Theo away from the living room, explaining, “We’re very informal now” and directing him toward Mrs. Barbour’s bedroom. Theo goes to greet Mrs. Barbour, who is lying in the enormous bed. She embraces him tightly. She observes that Theo has become handsome, putting down the canvas she’d been embroidering. Two Yorkshire terriers jump up and begin yapping at Theo’s feet. Looking around, Theo observes that this is where all the objects that don’t quite belong elsewhere in the apartment end up. Mrs. Barbour offers Theo something to drink, but he declines. She says, “I’m so glad you came,” and Theo offers her his condolences.
The arrangement of the Barbours’ apartment is symbolically significant. Most of the apartment is elegant, austere, and carefully curated. When Theo was young and the Barbours used to receive guests in these parts of the apartment, it represented the false image they were projecting out into the world. Now that they are “informal,” honest, and vulnerable, they receive visitors in Mrs. Barbour’s room, which represents the messy truth of the family.
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Both of them struggle to speak, and Theo holds Mrs. Barbour’s hand. She tells him that when he died, Andy was engaged to a Japanese woman. She then mentions that the two little terriers had been a gift brought by a friend after the funeral, and that she’s extremely grateful for them. When Theo tells her that he's working as an antiques dealer, she lets out an exclamation of happiness. Mrs. Barbour laments that none of her own children ever developed an interest in antiques, or the arts in general. She says she noticed Theo looking at the small Rembrandt drawing that hangs in her bedroom. Mrs. Barbour asks Theo to stay for dinner. Although he says he has to leave, he promises to come back for dinner another time.
Despite having become a more humble, informal, and honest person, Mrs. Barbour still retains the quality of wishing her children were different than they are. However, in a way this makes it perfect that Theo has reentered their lives. Rather than putting pressure on her children to change, Mrs. Barbour can now live out the fantasies of what she hoped her children would be like through Theo.
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As Theo is leaving, Platt mentions that he’s seen Tom Cable a lot recently, who Platt recalls was a “pothead” and “thief” as a teenager. Platt grimly implies that Tom and Kitsey have been dating. Walking away from the Barbours’, Theo feels stunned. Theo recently had a brief affair with a girl who was once one of the most popular kids in his and Andy’s school, and she mentioned that Andy was still a geek, but in a way that was almost “retro and cool.”
Theo experiences the particular pain of learning that Andy was successful and happy—engaged to be married, with a prestigious fellowship, and even “cool” in his own way—but knowing that he will never be able to directly witness this happiness for himself.
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Although Theo had liked the idea of catching up with Andy, he was too fixated on the business to properly think about anything else. Thanks to Theo, the shop is now turning a huge profit, and in gratitude—and despite Theo’s protests—Hobie has made him partner. The reason why Theo was so reluctant to accept is that he’d “intentionally sold a fake to a client,” who is now furious. For some time, Theo has been running a cunning scheme: he sells a fake to a client and, if the client finds something wrong with it, buys it back at a loss. This makes him look upstanding and trustworthy, and most of the time customers are then assured that the antique is genuine.
In a sense, Theo is now confronted with the same issue that used to plague the Barbours. On the surface, everything is wonderful—he is happy, successful, and respected—but in reality he is hiding terrible secrets that threaten to destroy him. Even worse, these secrets also jeopardize his relationship with Hobie.
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A handful of times, the customer has accepted Theo’s offer to buy it back. Yet simply by virtue of having been (however briefly) part of an esteemed client’s collection, the fake object has acquired greater value. Theo is then able to sell it for far more money than it had gone for in the first place. Every time Theo has tried this scheme, it has worked—until now. The client who is causing trouble is “a prize Upper East Side swish” named Lucius Reeve. Reeve knows that he's been swindled, and even worse, he thinks Hobie is part of the scheme. Although Theo has repeatedly insisted that he is entirely to blame for the “mistake,” Reeve isn’t buying it. 
Theo’s scheme threatening to unravel brings to mind many classic stories of tragic heroes felled by hubris (overconfidence and pride, which ultimately backfires and leads to someone’s downfall). Although Theo may have initially begun the scheme with good intentions (to save the shop from bankruptcy), it got out of control and now threatens to implode, destroying the business and his life.
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The two go to lunch at the Harvard Club, and as Theo begs Reeve to listen to his explanations, Reeve insists that he has been intentionally deceived by both Theo and Hobie. Theo plays it cool, but in reality he is in a state of total terror that Reeve has still not deposited the check that he gave him twelve days ago. He doesn’t know why Reeve is holding out or what he wants. The pieces Theo’s been selling are what Hobie calls “changelings,” extremely damaged pieces that Hobie fixes up (albeit to a drastically altered state) and which had previously been sitting in the storage unit, untouched and forgotten. Sometimes these are inventive “Frankensteins,” but other times they convincingly replicate the norms of the piece’s era.
From a sympathetic perspective, it is clear that Theo admires Hobie’s mastery and values his “changelings” as beautiful items in their own right. However, this is of course no excuse for deceiving people in order to sell them. Furthermore, it is especially terrible that Theo did this behind Hobie’s back, betraying his trust and jeopardizing his reputation.
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It has never occurred to Hobie to sell the changelings, even though a fortune could be made from doing so. Theo used the money from selling them to pay the shop’s debts. Now, Reeve says that Theo’s insistence that he takes care of the whole business side of things is suspicious. Theo indignantly claims that he’s not going to stay and listen to this, but does not move. He has developed several “tricks” to encourage clients to buy the changelings, including selling them for a little under market price (thereby convincing clients they are getting a deal), or hiding them at the back of the shop and letting clients “discover” them themselves. The operation is risky; Theo once had to abruptly terminate a purchase because Mrs. DeFrees happened to walk in. 
This passage contains an interesting exploration of how skill is not necessarily a moral good. Theo is excellent at his job, but this involves being very skilled at tricking and deceiving people, which is obviously unethical. Furthermore, it is a talent that may ultimately end up ruining Theo’s career.
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Theo goes to the Pond in Central Park to meet Jerome, the drug dealer from whom he buys Oxycontin, Dilaudid, and other opiates. Stealing the pills from Xandra back when he left Las Vegas triggered a dependency in Theo that has lasted all this time. Theo finished the early-college program in six years rather than the usual four, without achieving anything of note. However, this didn’t matter, as all along he knew that he wanted to work for Hobie’s antiques business. Grisha’s predictions about how Hobie was driving the business into the ground had been correct. The first time Theo made a sale at the shop, he hiked up the price of a silver teapot from $250 to $850. Although the customer looked mildly surprised, she still bought it. 
The pattern of risky hope, euphoric highs, and panicked despair that characterize Theo’s fake antiques scheme should be familiar to the reader by now, as it mirrors the experience of drug-taking. Perhaps more than anything, the fact that the scheme is a secret that got out of control is the thing that most likens it to an addiction. Indeed, Theo’s fraudulent activities are made even more dangerous by the fact that he is combining them with an actual opiate addiction. 
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Theo soon learned that there is no such thing as an “objective” price for an antique, because “any object […] was worth whatever you could get someone to pay for it.” Having discovered this, he raised the prices of most objects in the store while keeping a minority of them low, because he knows that the bargains in the shop have attracted a loyal customer base. Theo is not only motivated by saving the shop from debt, but also because he finds the whole enterprise fun and satisfying. He enjoys the challenge of selling a piece, and tailoring his pitch to each customer. 
This passage further emphasizes that Theo has been cursed by how good he is at his job. He enjoys the skills required to deceive someone and the high of pulling it off, and this becomes addictive. Furthermore, the passage also raises the interesting point that, in a sense, there is not a clear line between selling a fake and selling anything at all: both require a particular form of persuasion and charm, which Theo has mastered.
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However, it has all gone wrong with Lucius Reeve. Reeve is a mysterious figure; Theo can find little information about him aside from his “respectable Fifth Avenue address.” Theo stands at the Pond, feeling troubled. Each of the benches in the area bears the name of a benefactor, except Audrey’s favorite bench, which was sponsored by an anonymous donor and inscribed with the words, “Everything of Possibility.” When Theo gets back to the shop, Hobie observes that he is “white as a sheet.” He is standing with the Vogels, a couple whom Theo doesn’t like much because of how many pieces they purchased for next to nothing from Hobie. Now they buy from Hobie directly in order to avoid Theo’s raised prices.
This passage provides an important example of how Theo’s crimes are mitigated by the fact that he is saving Hobie from being taken advantage of. Of course, just because Hobie is selling the antiques for criminally low prices, doesn’t give Theo an excuse to deceive customers. It is obvious that the answer lies somewhere in the middle of their two oppositional approaches.
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Hobie invites Theo out to dinner with them, but he politely declines. As they are walking out, Mrs. Vogel mentions Pippa’s boyfriend, Everett. Theo himself was horrified when Pippa brought Everett, a “shoddy” English music librarian, on her most recent visit from London. Theo found him “innocent, bland, infuriatingly cheerful” and hated spending time around him. Pippa had been warm and affectionate with Theo, but this only tormented him further. The best part of the visit was when Popper bit Everett on the thumb. Theo was horrified to learn that Pippa and Everett were living together in London.
Theo’s childish hatred of Everett indicates that he adores Pippa as much as ever. Furthermore, Theo’s reasons for hating Everett so much appear to be largely unfounded. While Everett may be annoying, there is no evidence that he is cruel to Pippa or wrong for her in a serious way. Rather, Theo is simply being driven mad by jealousy.
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Theo, meanwhile, is involved with two women, both of whom are themselves in other relationships and neither of whom know about the other. He thinks about Pippa constantly, and is “torment[ed]” by the photos of her dotted around Hobie’s house. Pippa is not considered beautiful by most people; many find her “odd-looking” and “spooky.” To Theo, she represents the innocent, perfect past that existed before Audrey’s death. Theo even considers bribing Everett to leave Pippa, imagining himself writing a check for $50,000 or $100,000. He is convinced that he and Pippa belong together, and obsesses over anything connected to her in a “stalker”-ish manner. He’s tried to kiss her twice, and both times been gently rebuffed.
This passage makes it seem as if it is Theo’s enduring, unrequited love for Pippa that is ruining his own chance at romantic happiness, pushing him into deceitful relationships with unavailable women. However, it is also clear that Theo has a lot of other reasons to have a messed up romantic life, including all the trauma of his childhood and his resulting difficulty in trusting people. Perhaps Pippa is really more of an excuse than the actual reason for his romantic misbehavior.
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With Hobie and the Vogels gone, Theo crushes an OxyContin pill into powder and draws it into lines, which he then sniffs. He is overcome with pleasure and relief. Days later, he goes back to the Barbours’ for dinner. On the way, he buys three bunches of lilies, but the smell reminds him of Audrey’s funeral and he throws them in the trash soon after. When Theo gets to the apartment, Toddy embraces him so warmly that Theo feels “awkward.” Toddy explains that he’s in college at Georgetown and only back for the weekend. He says that living with Theo when he was younger inspired him to work in the nonprofit sector, helping “disadvantaged” young people. 
Toddy’s comment about being inspired by Theo to help disadvantaged young people is a starkly comic moment, highlighting the foolishness of very privileged people. Of course, the reality is that when Theo was staying with the Barbours, Toddy resented him (as was hardly surprising for a very young child). Yet Toddy has now spun the narrative into an account of how he was inspired to do good in the world.
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Kitsey comes in and hugs Theo. In the years since he’s seen her, she’s become very beautiful. She is followed by Platt, who apologetically says that Mrs. Barbour would like them to come and eat in her room. Kitsey enthusiastically offers to make Theo a drink, and Theo asks for a Stolichnaya on the rocks, which surprises Kitsey. She admits that she was worried Theo “hated” the Barbour children for being cruel to him when he lived with them. 
The fact that Kitsey accurately remembers and honestly acknowledges the fact that she and the other children were cruel to Theo is endearing. Perhaps (like Platt and unlike Toddy) she is more comfortable with speaking the truth.
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The dinner is a strange mix of past and present, and Theo is struck by how much it feels as if he has returned home. He notices that Kitsey watches him throughout most of the meal. After, Platt—who seems quite drunk—tells Theo that Kitsey is on anti-depressants, and that he hopes they work better for her than they did for him. Platt explains that, of all the family, Kitsey was closest to Andy.
The Barbour children are each dealing with their grief in starkly different ways. Platt is more open about his feelings and seems to have developed a drinking problem, whereas Kitsey takes antidepressants and covers up her feelings with a cheery exterior.
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Now Kitsey is taking a leave of absence from Wellesley, and isn’t sure if she’ll go back at all. Kitsey was also good at handling Mr. Barbour, and was usually the one to go and see him. Yet in this case she had begged Andy to go instead. She feels extra guilty because she is a skilled sailor, and thus perhaps could have saved Andy and Mr. Barbour from death. Platt asks Theo to take Kitsey out for dinner, saying it would “thrill Mommy senseless.”
It is notable that Platt has very actively engineered the reentry of Theo into the Barbours’ lives. Perhaps feeling unable to help his family members himself, he sees in Theo an opportunity to provide happiness and hope for them, and is eager to seize it.
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Leaving the Barbours’, Theo reflects that Andy’s death was both a terrible shock and seemed pre-destined somehow, as if Andy was cursed as a child. Jerome has warned him that “an every-other-day habit [is] still a habit”—and Theo does not always even stick to the every-other-day part. The smallest inconveniences can trigger a desperate craving for pills. The pills Theo had stolen from Xandra—Vicodin, Percocet, and OxyContin—lasted until his 18th birthday, at which point he started buying on the street. He now spends thousands every few weeks on pills, and has had to change drug dealers in order to avoid judgment.
Given Theo’s backstory, it was perhaps inevitable that at some point he would sink into an addiction of some kind. Of course, the habit he picked up ended up being particularly extreme, especially in terms of cost. It is obvious by now that Theo’s drug dependency is directly linked to his fraudulent antiques scheme. Whereas he initially only needed money to save the shop from financial ruin, he now needs to able to keep up an enormously expensive habit.
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It would be much cheaper to do heroin instead; yet although Theo occasionally does a bump and loves it, he sticks to pills because he hopes their high price will one day make him stop. On a more immediate level, it also motivates him to go to work and sell as many antiques as possible. Theo also doesn’t want to develop an alcohol dependency because of the way alcohol tends to impede people’s ability to function normally. As it stands, his opiate addiction allows him to keep living a stable, productive life. Occasionally he loses control, takes too much, and acts strangely in public, after which he always dials back his doses. 
Theo is a classic example of a high-functioning drug addict. In fact, as this passage shows, his addiction does not just fail to interfere with his work life—it actively stimulates his productivity. This highlights the fact that addiction can affect people in many different (and sometimes surprising and counterintuitive) ways.
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Theo met one of the women he is currently sleeping with while they were both waiting for Jerome and realized they shared an addiction. He has bought all the health products and supplements he will take in order to be able to quit, and he keeps them in a shopping bag at home. When he gets home from the Barbours’, he takes a slow-acting morphine tablet in order to get to sleep. In the morning, he snorts Roxicodone. Unable to bring himself to flush his pill stash, he puts it in a tin and gets in a cab to leave the pills at the storage facility.
It is obviously important for Theo to believe that he could quit whenever he decided to, which is why he keeps a supply of supplements ready. Of course, the belief that one could quit if one really wanted to is one of the most common features of addiction. In reality, it is a form of self-delusion.
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This is only the third time Theo has been to the storage unit since he originally brought The Goldfinch to be kept there. Each of the other times, he has come to pay another two years’ rent. He is overcome by a desire to open the package and look at the painting for the first time since he left Las Vegas. He is also tempted to take it home with him. However, he then thinks about the security camera and immediately leaves, overcome with panic. In the next few days, Theo goes into withdrawal and gets very sick. Hobie thinks he has the flu and urges him to eat, which Theo feels unable to do.
Theo takes advantage of going to the storage facility in order to make an attempt at quitting pills, by leaving his stash inside the storage unit. The fact that he stores the pills here next to The Goldfinch makes explicit the connection between Theo’s secret harboring of the painting and his addiction. His life is constructed out of secrets-embedded-within-secrets, and this threatens to get out of control.
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Yet Theo’s physical torment is nothing compared to the mental “horror.” To him, life appears to be nothing more than a series of “hells,” and he cannot bring himself to understand why people keep going. After eight days off the drugs, Theo is able to take Popper on a brief walk and eat the breakfast Hobie has made him. Now Hobie mentions that he didn’t want to say anything earlier, but Theo got some calls while he was sick, from a girl called Daisy Horsely (the invented name of Carol Lombard, the engaged woman Theo is sleeping with). Hobie adds that Theo also got a call from Lucius Reeve—which causes Theo to choke—and Platt.
In a sense, detoxing allows Theo to withdraw from his life and the many problems he faces. While detoxing, all he has to focus on is getting through each day. Yet as soon as he feels better, he is forced to face reality again, including all the secrets and the problems that threaten to unravel his life. It is this moment of re-confronting reality that often triggers addicts to relapse.
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Theo calls the Barbours’ and speaks to Kitsey, who asks him to come back for dinner. He then speaks to Platt, who asks if he can subtly help sell some of the family’s furniture. Platt doesn’t want to inform Mrs. Barbour, who he suspects might oppose the plan. Platt assures Theo that they don’t need to sell anything, which Theo does not believe is true. Theo then decides to say that he has another customer—Reeve—who is causing a fuss over a piece, and asks if Platt will pretend that the piece used to belong to the Barbour family. He tells Platt what to say if Reeve calls, and Platt happily agrees to help out. Theo then says that out of gratitude, he’ll give Platt a 10% cut of the piece, which is $7,000.
Both Platt and Theo are involved in some kind of shady, secretive activity, the full truth of which they are keeping from each other. However, this allows them to help each other out. Yet while this appears like a solution to Theo’s problems, the fact that it is so shrouded in duplicity is dangerous. It seems likely that it will somehow end up proving too good to be true.
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Theo is relieved when he gets off the phone that he feels euphoric. Platt is the perfect person to help him: from a respectable background, yet capable of being intimidating and familiar with shady dealings. Theo calls Reeve, and asks to meet him downtown. Theo chooses a busy restaurant in Tribeca which Theo hopes will “throw Reeve off-balance.” Theo is right; Reeve is uncomfortable with the location, yet reluctantly sits down at the table where Theo is waiting. After their food is served, Reeve says, “I know about the museum.” He asks why Hobie has told everyone in New York the story of how Theo showed up with Welty’s ring, as this allows people to make the “connection.”
Again, the oscillation between hope and despair strikes. In the midst of despair, Theo finally found hope in the form of recruiting Platt to convince Reeve of his legitimacy. This produces a euphoric high, yet this high is almost instantly destroyed when Reeve hints that he knows Theo stole The Goldfinch—news that will likely plunge Theo into an even worse despair. 
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Theo feigns ignorance, but Reeve continues, saying that he knows that Theo was the only person to walk out of Gallery 32 that day. He accuses Theo of taking The Goldfinch to Hobie, and concludes that Hobie has been “farming it out” as a way of making money ever since. Theo is now genuinely confused. As Reeve keeps talking about the painting, Theo keeps insisting that he has no idea what he means. Reeve chastises Theo for letting the painting get into the hands of “street thugs” who don’t appreciate its value.
In the midst of the absolute horror of finding out that Reeve knows he took the painting, Theo is at least given a glimmer of hope via the fact that Reeve clearly doesn’t know the accurate version of the story. At the same time, Reeve’s insistence on implicating Hobie is clearly horrifying for Theo.
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Finally, Reeve says he wants to buy the painting from Theo, offering only $500,000 with the implication that if Theo doesn’t accept, Reeve will turn him in to the police. He says that he wants to preserve the painting, which is something that clearly doesn’t worry Theo “or the people you’re working with.” By this point, though, Theo’s genuine confusion seems to have unsettled Reeve, who retrieves a printed online article about the painting. The article notes that it is believed that The Goldfinch was recently used as collateral in a deal between drug traffickers in Miami. The DEA recently raided a house which they believed contained the painting and accidentally killed an innocent person in the process. 
Of course, the article indicating that The Goldfinch is not actually in the storage unit in Brooklyn and is instead being used as collateral by gangsters is a gigantic twist in the plot. However, before attending to this, it is important to notice the incongruity between Reeve’s professed desire to preserve the painting and his offer to buy it from Theo. If Reeve’s actual motivation was preservation, he wouldn’t offer to buy it but instead turn Theo straight over to the police. 
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The article explains that it is not uncommon for stolen artworks to be used as collateral. There is a quote from a spokesperson for the art crimes division of Interpol, who laments that thanks to the botched operation, “this painting has gone underground, and it may be decades until it’s seen again.” Theo puts down the article and bursts out laughing. He calls Reeve “delusional,” and when Reeve threatens to call the art crimes police, Theo tells him to go ahead. He asks that when he wants to discuss the piece he sold, Reeve should call him.
Cunningly, Theo amplifies his own confusion and uses this as a way of disguising his fear. Of course, Theo is both genuinely confused by the information about the painting and terrified that Reeve knows (half of) the truth. Yet as long as Theo seems totally clueless about the whole thing, he might be able to trick Reeve into thinking he is entirely—not just partially—mistaken. 
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As Theo leaves the restaurant, he is shaking and his mind is spinning. He thinks about calling Jerome, but then decides not to. He reasons that he will have to tell Hobie about stealing the painting, which will surely lose him his job. Although Reeve was wrong about Theo being connected to the drug traffickers, who are clearly using a fake version of The Goldfinch, Theo still feels nervous about the fact that Reeve knew he took the painting in the first place. If people found out that he took it, Theo thinks he would likely face five to ten years in prison. He believes he “deserve[s]” this fate.  
When Theo first stole The Goldfinch he was only a confused and traumatized 13-year-old following the advice of a dying man. Yet as the years have gone on, he has stopped viewing himself as innocent and come to believe that he deserves punishment for taking the painting, even as he is also doing everything possible to avoid that punishment.
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Theo approaches Hobie in the workshop and admits that he’s gotten “in a jam.” Theo tries to stress the seriousness of the situation, but Hobie does not seem to imagine that it could be anything particularly grave. Theo tells him about Lucius Reeve (though he omits the detail about Platt), and then keeps talking, continuing his confession until Hobie asks him to stop talking. Theo apologizes, and Hobie drily comments that Reeve is clearly stupid to have been fooled into paying $75,000 for an antique that clearly wasn’t authentic. He is horrified that Theo tried to buy the piece back, as this could put them in serious legal trouble. Hobie admits that sometimes “the edge between puffery and fraud is very cloudy indeed.”  
It is almost painful to witness how willing Hobie is to give Theo the benefit of the doubt in this passage, particularly because the reader knows that Theo is still not telling the full truth, but instead minimizing the damage he has actually done. At this point it should probably be obvious to Theo that the more he lies, the worse the situation is ultimately going to get, but as the book has shown, lying can have an addictive quality. Once one starts, it’s hard to stop. 
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Hobie says he’s not going to “scold” Theo, but Theo then explains that the piece he sold to Reeve wasn’t the only time he pulled this trick. As he explains the whole scheme, Hobie is shocked into silence. When Hobie asks how long Theo has been operating the scheme, Theo claims it’s only been one or two years, when in fact it is over five. Horrified, Hobie says that Theo will have to tell all the clients he lied to that he has doubts about the authenticity of the pieces, and offer buy them all back for the same price at which he originally sold them.
Here the extreme extent of the contrast between Hobie and Theo’s behavior is made clear. Whereas Hobie is morally upstanding and believes that honesty is always the best solution, Theo cannot stop lying, stacking his lies on top of one another such that he threatens to be crushed by them. 
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When Hobie asks how many of the fake pieces Theo’s sold, he says a dozen, when in reality it is three times this number. Theo then admits that he doesn’t have a full list of customers to whom he sold fakes. In some cases, it doesn’t matter, as Theo never claimed that the pieces were authentic anything; however, there are many customers to whom he straight-up lied. Hobie is shocked that he managed to pull off the scheme, exclaiming, “They’re not even good fakes!” This isn’t true, but Theo thinks it isn’t the right time to say so. Wearily, Hobie points out that the entire reputation of the business is on the line.
In different ways, both Theo and Hobie have issues with being overly humble. While Hobie underestimates his skill as an antiques restorer, Theo is convinced that he is a bad person. In Theo’s case this becomes a self-fulfilling prophecy, such that he keeps committing more and more unethical acts because he’s already decided that he is bad.
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Theo is miserable. He and Hobie trusted each other absolutely; Hobie is the closest thing to family he has. He apologizes again, and Hobie notes that in a way, what he has done is remarkable, and that he is clearly a “genius” salesman. Hobie also admits that he is partly to blame, as he let Theo start working for the business and expected him to perform financial miracles. Hobie also remained willfully ignorant about how Theo managed to turn their financial situation around so dramatically. Now he sees that it was obviously “too good to be true,” and that without Theo’s scheme the business likely would have sunk. Hobie asks that Theo try to fix it, and that they don’t speak of the matter again. 
Unlike Theo, who has the worst possible opinion of himself, Hobie sees the best in Theo. He is upset about what Theo has done, but still looks for excuses to show why it wasn’t entirely Theo’s fault, trying to shift the blame to himself. This shows that Hobie would probably be the ideal person to confess to about The Goldfinch. However, it is unlikely Theo will be able to bring himself to do it. 
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Theo walks upstairs, knowing he won’t be able to tell Hobie about The Goldfinch. Over the years, there has been much speculation as to the fate of the painting. Some believe that it burned in the fire caused by the explosion. Theo, meanwhile, claims to have been in another gallery entirely from the one where the painting hung when the explosion took place. There are even witnesses confirming that he was with Audrey in the same gallery where she died.
There were many reasons for Theo to believe that he was safe from being discovered as The Goldfinch’s thief. Yet as the encounter with Reeve shows, the only way to actually be safe from such exposures is to be honest in the first place.  
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Theo sits in his room, staring out of the window, when he notices a person standing on the opposite side of the street. At first the person is still, then turns and walks away quickly. Theo concludes that he must be “seeing things,” though he isn’t completely sure. He pours himself some vodka and calls the Barbours. Mrs. Barbour and Platt are both out, so he opts to ring back later. He thinks about Reeve, reasoning that Reeve has nothing to gain from turning him in to the police. Moreover, as long as Theo doesn’t go to the storage unit, Reeve cannot prove he has any connection to The Goldfinch.
While this chapter ends on a note of some relief, it is clear that it cannot last long. Again, Theo’s situation at this point in life is akin to the proverbial house of cards. At any second, everything threatens to come crashing down around him.
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