Horowitz is a taxi driver who takes Holden from the Edmont Hotel to Ernie’s piano bar. On the way, Holden asks him where the ducks in the Central Park lagoon go during the wintertime, but Horowitz scoffs at him for worrying about them, saying that the fish have it worse than the ducks, since they have to remain in the frozen water. But even the fish, he says, are always fine, since nature takes care of them. He then urges Holden to trust nature.